Buying Your First Home
Buying your first home can be both stressful and exciting. We bought our first home just over 4 years ago, and looking back at the process, I don’t think we really knew what we were doing. I’m sure a lot of first time buyers go into the process somewhat blindly, but I really wish that we would have done more research before we decided to buy. We decided to start looking on a whim since we had been putting money into rent for 4 1/2 years and wanted to make an investment.
If there’s any advice that I could give when looking for your first home, it would be to ask a LOT of questions and do a LOT of research. LifeLock offers some great tips on identity theft when it comes to buying a new home. Because you have to give a lot of information when you are buying a home and are also making big purchases, there’s a lot of leeway for identity theft. If you are smart about things, it’s pretty easy to protect yourself and your identity. Below find the tips from LifeLock when it comes to buying a new home:
1. Ask your seller or broker what happens to temporary paper forms once your information has been entered into their database. You don’t want your information just floating around and it’s a good idea to ask.
2. Keep your documents in a safe place, however, never keep your Social Security Card and Driver’s License together. If you have your SS card and your Driver’s License together in your wallet and it’s lost or stolen, someone else has everything they need to steal your identity.
3. Keep store credit cards and receipts in a safe when moving.
Although these three tips might seem like common sense, would you have thought about them as a first time home buyer? If you’d like to learn more or win lots of awesome prizes, head over and play the LifeLock for Life Sweepstakes.
I am a LifeLock Ambassador and received compensation for my participation. All opinions remain 100% my own.